Employer insurance includes coverage in the event of illness, maternity, and work accidents.
U1 applies to continued payment of wages in the event of illness and amounts to 1.1% of the earnings of your domestic help. U2 includes maternity protection pay and amounts to 0.24% of your domestic help's earnings. For coverage in the event of a work accident, you pay 1.60% of your domestic helper's earnings.
Should these cases occur, you will have your expenses reimbursed proportionally (60-80% of the salary in the case of U1) or completely (100% of the salary in the case of U2). quitt will take care of the application and reimbursement.